💰 TrueCost
Know the
real
price before you buy
Your Australian Bank
Select your bank...
Commonwealth Bank (CBA) - 3.5%
Westpac - 3.0%
ANZ - 3.0%
NAB - 3.0%
ING - 0% (with conditions)
Up Bank - 0%
Macquarie - 0%
Bendigo Bank - 2.5%
Bank of Queensland - 3.0%
Suncorp - 3.5%
Custom / Other Bank
Enter your bank's foreign transaction fee %
Subscription / Merchant
Custom / Other
Warp AI
ChatGPT Plus
Claude Pro
GitHub Copilot
Midjourney
Notion
Spotify
Netflix
Adobe Creative Cloud
Figma
Price & Currency
USD $
EUR €
GBP £
NZD $
CAD $
⚙️ Advanced Options (Show Worst-Case)
Include card network markup (up to 1%)
Include possible merchant DCC markup (up to 2%)
Calculate Real Cost 🧮
HIGH CONFIDENCE ✓
$0.00 AUD
Cost Breakdown
Base Price
$0.00
Exchange Rate
1 USD = 0 AUD
Converted Amount
$0.00 AUD
Bank Foreign Fee (
0%
)
$0.00 AUD
Card Network Markup (~0.5%)
$0.00 AUD
Possible Merchant/DCC Markup (~1%)
$0.00 AUD
REAL COST
$0.00 AUD
💡
Pro Tip:
Always pay in the merchant's currency (not AUD) to avoid Dynamic Currency Conversion fees. Consider switching to a no-fee bank like Up Bank or ING to save money!